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Using Agribit Credits allows the platform to: 1. Simplify transactions across different regions and currencies 2. Enable escrow-based and milestone-based payment releases 3. Improve transaction traceability and recordkeeping 4. Reduce payment friction between buyers and sellers Credits are designed to support agricultural trade workflows, not to function as a standalone payment system.

Agribit Credits are generally non-refundable once purchased. Credits that have been used, reserved, committed to a transaction, or applied to completed or partially completed transactions are not refundable. Any exceptions apply only where required by applicable law.

No. Agribit Credits do not expire.

Credit transfers between users may be permitted in limited circumstances as defined by platform rules. Credits may not be sold, exchanged, or transferred outside the Agribit platform.

No. Agribit Credits are not redeemable for cash. Sellers receive payouts according to agreed transaction terms and payout methods. Credits do not accrue interest.

When escrow-style payments are used, Agribit Credits may be reserved, held, or released in stages based on agreed milestones such as planting, harvest, or delivery. These conditions are defined in the transaction agreement between buyer and seller. Agribit facilitates this process but does not act as a licensed escrow agent.

Yes. Agribit implements industry-standard security measures to protect user accounts, wallets, and transaction records. Transactions involving credits are recorded using secure digital infrastructure, including blockchain-like (custom ecosystem) records.

No. Agribit Credits are not cryptocurrency, blockchain tokens, or digital assets intended for trading or speculation. They are platform-specific credits used solely to facilitate transactions within Agribit.

Yes, all transactions on Agribit require the use of Agribit Credits to ensure consistency, escrow functionality, and compliance with platform processes.

Agribit Credits are platform-use credits only and are not legal tender, electronic money, stored-value accounts, or investment products. Agribit is not a bank or financial institution, and the digital wallet does not function as a bank account. Credits have no value outside the Agribit platform.